Since 2008 we have participated in the New York State Foreclosure Prevention Network – providing counseling to 630 homeowners facing foreclosure, helping them understand their options and achieve affordable mortgage loan modifications to save their home. We partner with the Legal Services attorneys at the Chemung County office of LAWNY to provide legal representation for homeowners in judicial settlement conferences and to defend foreclosures in court.
Funding for Foreclosure Prevention Services in New York State will end on September 30, 2017, despite the fact that foreclosure filings remain critically high across the state (34,000 new filings in 2016 and 72,000 pending foreclosure cases). Vacant and abandoned homes caused by foreclosure can turn into “zombie” properties that drag down property values and create unsafe conditions in our neighborhoods.
Catholic Charities and the entire New York State Mortgage Foreclosure Network urge the Legislature and Governor to invest funds to ensure the survival of the effective and highly trained housing counseling and legal services programs already in place in our communities. No local homeowner should have to navigate the confusing foreclosure process alone!